Educatie financiara cu Bogdan Deaky
24
Despre bani (mai ales despre cum se fac) Bogdan Deaky General Manager @ Bluemind Software CTO @ TimeWalk
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Transcript of Educatie financiara cu Bogdan Deaky
Despre bani(mai ales despre cum se fac)
Bogdan DeakyGeneral Manager @ Bluemind Software
CTO @ TimeWalk
VENITURI
CHELTUIELI
Declaratia financiara
VENITURI
Salariu/Job
CHELTUIELI
Chirie/CasaMasinaMancareCopiiEtc
Declaratia financiara
VENITURI
2000
CHELTUIELI
1800
CASHFLOW (FLUX DE NUMERAR)
200
Declaratia financiara
Declaratia financiara
ACTIVE PASIVE
Balanta
VENITURI
2000
CHELTUIELI
1800
CASHFLOW (FLUX DE NUMERAR)
200
ACTIVE
Casa, Masina
PASIVE
Casa, Masina
Balanta
Declaratia financiara
ACTIVE PASIVE
Balanta
VENITURI
2000
CHELTUIELI
1800+200
CASHFLOW (FLUX DE NUMERAR)
0 !!!
Declaratia financiara
ACTIVE PASIVE
Balanta
VENITURI
2000+200
CHELTUIELI
1800
CASHFLOW (FLUX DE NUMERAR)
400 !!!
1 1000 1000 0.1 1100 1 1000 1000 0.2 1200
2 2000 2100 0.1 2310 2 2000 2200 0.2 2640
3 3000 3310 0.1 3641 3 3000 3640 0.2 4368
4 4000 4641 0.1 5105.1 4 4000 5368 0.2 6441.6
5 5000 6105.1 0.1 6715.61 5 5000 7441.6 0.2 8929.92
6 6000 7715.61 0.1 8487.171 6 6000 9929.92 0.2 11915.9
7 7000 9487.171 0.1 10435.89 7 7000 12915.9 0.2 15499.08
8 8000 11435.89 0.1 12579.48 8 8000 16499.08 0.2 19798.9
9 9000 13579.48 0.1 14937.42 9 9000 20798.9 0.2 24958.68
10 10000 15937.42 0.1 17531.17 10 10000 25958.68 0.2 31150.42
11 11000 18531.17 0.1 20384.28 11 11000 32150.42 0.2 38580.5
12 12000 21384.28 0.1 23522.71 12 12000 39580.5 0.2 47496.6
13 13000 24522.71 0.1 26974.98 13 13000 48496.6 0.2 58195.92
14 14000 27974.98 0.1 30772.48 14 14000 59195.92 0.2 71035.11
15 15000 31772.48 0.1 34949.73 15 15000 72035.11 0.2 86442.13
16 16000 35949.73 0.1 39544.7 16 16000 87442.13 0.2 104930.6
17 17000 40544.7 0.1 44599.17 17 17000 105930.6 0.2 127116.7
18 18000 45599.17 0.1 50159.09 18 18000 128116.7 0.2 153740
19 19000 51159.09 0.1 56275 19 19000 154740 0.2 185688
20 20000 57275 0.1 63002.5 20 20000 186688 0.2 224025.6
21 21000 64002.5 0.1 70402.75 21 21000 225025.6 0.2 270030.7
22 22000 71402.75 0.1 78543.02 22 22000 271030.7 0.2 325236.9
23 23000 79543.02 0.1 87497.33 23 23000 326236.9 0.2 391484.2
24 24000 88497.33 0.1 97347.06 24 24000 392484.2 0.2 470981.1
25 25000 98347.06 0.1 108181.8 25 25000 471981.1 0.2 566377.3
26 26000 109181.8 0.1 120099.9 26 26000 567377.3 0.2 680852.8
27 27000 121099.9 0.1 133209.9 27 27000 681852.8 0.2 818223.3
28 28000 134209.9 0.1 147630.9 28 28000 819223.3 0.2 983068
29 29000 148630.9 0.1 163494 29 29000 984068 0.2 1180882
30 30000 164494 0.1 180943.4 30 30000 1181882 0.2 1418258
Averea
Averea = bani / cheltuieli lunare
Venit pasiv
Declaratia financiara
ACTIVE- Mobiliare- Imobiliare- Afacere / antreprenoriat!
PASIVE
Balanta
VENITURI
2000+200
CHELTUIELI
CASHFLOW (FLUX DE NUMERAR)
ACTIVE- Mobiliare- Imobiliare- Afacere / antreprenoriat!
PASIVE
Mobiliare
Eveniment facut cu BVB (9 Decembrie)
ACTIVE- Mobiliare- Imobiliare- Afacere / antreprenoriat!
PASIVE
Imobiliare
ACTIVE- Mobiliare- Imobiliare- Afacere / antreprenoriat!
PASIVE
Afacere / antreprenoriat
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