7/23/2019 Analiza Comparativ a art. 238 si 239 din CP al RM. Dobndirea creditului prin nelciune. nclcarea regulilor de

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Gafuntatda ld Lrdpt, TVK Xrigdsir2 C`ir JalarfaVtuldmtun amunuc CCC Lrdpt Xdman 13.8

7/23/2019 Analiza Comparativ a art. 238 si 239 din CP al RM. Dobndirea creditului prin nelciune. nclcarea regulilor de

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1afa gaptuctirun fimgdftcimdaza sc sau ldtcmd lifukdmtd igcfcand gansd cm sfipun prdzdmtarcc nir fatrdcmstctutca gcmamfcara pdmtru iotcmdrda umuc frdlct, ka#irarda sukdc afdstira, iotcmdrda umuc frdlct cmfimlctcc avamta#iasd, vik gc cm prdzdmta prd$atcrcc cmgraftcumcc ld na art. ?6: Filun Xdman an _K.

1afa gaptuctirun fimgdftcimdaza sc sau ldtcmd lifukdmtd igcfcand gansd lupa fard nd prdzcmta na

cmstctutca gcmamfcara pdmtru iotcmdrda umuc frdlct, ka#irarda sukdc, iotcmdrda umuc frdlct cm fimlctccavamta#iasd vik gc cm prdzdmta cmgraftcumcc fimsukatd.

1afa laumdnd fauzatd sumt kac kcfc ldfat df-cvandmtun a %&& umctatc fimvdmtcimand, atumfc mu vik gc cm prdzdmta cmtrumcrcc dndkdmtdnir cmgraftcumcc prdvazutd na art. ?6: FX. cfc vik gc cm prdzdmta dxcstdmtdcfimtravdmtcdc prdvazutd na art. +&< Filun Fimtravdmtciman.

m fimtdxtun cmgraftcumcc cm fauza, sd prdzcmta cmgirkatcc gansd ldsprd*" fimlufatircc sau gimlatircc cmtrdprcmldrcc fard sincfcta frdlctun, cm fazurcnd cm fard afdasta4mtrdprcmldrd sd livdldstd a gc i gcrka"gamtika" cmlcfcc starcc gcmamfcard a cmtrdprcmldrcc, fard rdgndfta dxa$drat ld iptckcst sugcfcdmta kc#niafdnir gcxdsc kc#niafdnir fcrfunamtd, ncf-clctatda sc vctdza ld fcrfunatcd a aftcvdnir, cmldpdmldmta gcmamfcara sc

rdmtaocnctatda cmtrdprcmldrcc dtf.

1afa pdrsiama liar fimgdftcimdaza sc sau ldtcmd lifukdmtd gansd lupa fard nd tramskctd umdc antd pdrsiamd pdmtru fa afdasta sa tramskctd rdspdftcvdnd gansurc cmstctutcc gcmamfcard cm sfipun iotcmdrccfrdlctunuc, ka#irarcc sukdc sau iotcmdrda umuc frdlct cm fimlctcc avamta#iasd, atumfc va raspumld pdmtrufikpncfctatd.

mgraftcumda dstd katdrcana ' lcm kikdmtun prilufdrcc laumdc cmstctutcdc gcmamfcard cm karckd kac kardsau d$ana fu %&& umctatc fimvdmtcimand.

m prcvcmta cmgraftcumcc rdspdftcvd, sd virodstd fa gaptuctirun urkardstd giniscrda tdkpirara akc#niafdnir oamdstc, fc mu sustra$drda kc#niafdnir frdlctard (art. +3& Filun Xdman an _K .

'atura su cdftc#a ' cmtdmtcd lcrdfta. Kitcvdnd ' ld rd$una cmtdrdsun katdrcan. 7fipun spdfcan antdrmatcvld* + iotcmdrda umuc frdlct ? ka#irarda pripirtcdc frdlctunuc 6 iotcmdrda umuc frdlct cm fimlctccavamta#iasd.0czavc ld prcka girka a sfipunuc, iotcmdrda umuc frdlct fimsta cm prckcrda nuc cm oaza lifukdmtatcdc ldfrdlct, cmlcgdrdmt ld girka (mukdrar sau prcm vcrakdmt .0czavc ld a liua girka a sfipunuc, ka#irarda pripirtcdc frdlctunuc sd atdsta ld dx* cm fazun cm fard umgumftcimar an oamfcc, fard prdtcmld fa s"a fimfdlcat, sincfcta ld na oamfa lata um frdlct, a faruc karckdldpasdstd nckctdnd staocnctd cm _d`unakdmtun mr. 66/83-81 lcm 1:.83.1337 an OMK fu prc crd naafirlarda frdlctdnir ld fatrd !amfc gumftcimarcnir sac .0czavc ld a trdca girka a sfipunuc, prdsupumd ari$arda ld apartdmdmta na i fatd$ircd amukcta ld

odmdgcfcard ld frdlctd, nd$ankdmtd avamta#atc (ld dx* cm oaza Nd`cc _K prc cml afirlarda ld frdlctd prdgdrdmtcand pd tdrkdm num` umir fatd`ircc ld tcmdrc stulcisc" aliptatd ld #arnakdmtun _K na1$.8%.&888'.

Vu cdftun* + pdrsiama gczcfa rdspimsaocna fd a atcms varsta ld +< amc ? pdrsiama #urclcfa fu dxfdptcaautirctatcnir puoncfd (cmfnuscv cmstctutccnd gcmamfcard .

%rtcfinun !3 )ilun Xdman an +dpu ncfcc Kinli#a. Cmfanfarda rd`uncnir ld frdlctard.

!a art. ?63 dstd prdvazuta raspumldrda pdmana pdmtru afirlarda umuc frdlct fu cmfanfarda cmtdmtcimata ard$uncnir ld frdlctard, lafa prcm afdasta au gist fauzatd cmstctutcdc gcmamfcard laumd cm karckd kac kard

sau d$ana fu %&& umctatc fimvdmtcimand.

7/23/2019 Analiza Comparativ a art. 238 si 239 din CP al RM. Dobndirea creditului prin nelciune. nclcarea regulilor de

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* cdftun ?urclcf spdfcan ' rdnatccnd sifcand prcvctiard na afirlarda nd$ana a frdlctunuc. !a gdn, cm fazuna$ravamtdc ld na ancm. (? sd ndzdaza, cm pnam sdfumlar, rdnatccnd sifcand fard apar sc sd ldzvinta cmnd$atura fu dxdrfctarda, cm tdkdcun nd$cc, a aftcvctatcc ld cmtrdprcmzatir sc prcm fard sumt asc$uratdcmtdrdsdnd nd$ctckd and frdlctircnir cm fimlctccnd ld cmsinvaocnctatd.

* cdftun "atdrcan ' oamcc afirlatc fu tctnu ld frdlct. )u ard ckpirtamta girka frdlctunuc, rdspdftcv frdlctun piatd aparda suo ircfd girka nd$an rdfumisfuta*" ivdrmc$-t" fimsirtcu" kard" s.a.k.l.

kpirtamt dstd sa gcd viroa ld iocdftun fimtraftunuc ld frdlct oamfar, fimgirk art. +?6< lcm FF an _K.

-cftc"a ' cmstctutca gcmamfcara, fard fimgirk Nd`cc cmstctutccnir gcmamfcard ' pdrsiama #urclcfa fardaffdpta ldpizctd sau df-cvandmtd and afdstira, mdtramsgdraocnd prcm mcfc um cmstrukdmt ld pnata, sc fardutcnczdaza titan sau partcan afdstd kc#niafd pdmtru a afirla frdlctd sau a gafd cmvdstctcc pd priprcun fimtsc rcsf.

'atura i cdftc#a *+ gapta prd#ulcfcaocna ' aftcumda ld afirlard a umuc frdlct sc aftcumda sau cmaftcumda ld cmfanfard ard$uncnir ld frdlctard.? urkarcnd prd#ulcfcaocnd ' laumd cm karckd kac kard sau d$ana fu %& umctatc fimvdmtcimand.6 nd$atura fauzana.

ftcumda ld afirlard a umuc frdlct fimsta cm dxdfutarda dgdftcva ld fatrd frdlctir (cmstctutca gcmamfcaraa ionc$atcdc fimtraftuand ld pumdrd na lcspizctca ldoctirunuc (sincfctamtunuc ld frdlct a umdc sukd ld

oamc, girkaml frdlctun. Xdmtru fa afdasta gapta sa gcd fikpndta, aftcumda ld afirlard a umuc frdlcttrdoucd sa gcd cmsitcta ld aftcumda sau cmaftcumda ld cmfanfard a rd$uncnir ld frdlctard, fard trdoucd sa gcd

prdvazutd cm falrun umir aftd mirkatcvd sc sa acoa girta #urclcfa a umir mirkd ld lrdpt.

_d$uncnd ld frdlctard sumt fuprcmsd cm*a. Filun Fcvcn an _K

o. !d$da cmstctutccnir gcmamfcardf. !d$da _K fu prcvcrd na /)K (art. +:l. _d$unakdmtun lcm &6.&?.+33% an /)K fu prcvcrd na afirlarda ld fatrd oamfcnd fikdrfcand afrdlctdnir ld fimsirtcud. _d$unakdmtun mr 6 &3 lcm &+.+?.+33% an /)K fu prcvcrd na frdlctd karcg. mstruftcumda mr. : +&&+ lcm &?.&?.+33< a /)K prcvcml irlcmda ld afirlard a frdlctdnir cm vanutastrcma$. _d$unakdmtun mr. 6: &:"&+ lcm +%.++.+33< an /)K fu prcvcrd na kilun ld $aramtard a frdlctdnirafirlatd oamfcnir ld fatrd /)K

-. _d$unakdmtun mr. +6& lcm +%.&%.+33: an /)K fu prcvcrd na frdlctdnd dxpcratdc. _d$unakdmtun lcm ?:.+?.?&& an /)K prcvcml kilun ld afirlard ld fatrd /)K a frdlctdnirivdrmc$-t

#. dtf.

mfanfarda rd$uncnir ld frdlctard cmfnusd cm ncsta ld kac sus sc girkdaza cncfctatda gaptdc prd#ulcfcaocnd scsd dxprcka cm and$drda umdc asdkdmda varcamtd ld fimlucta, fard sd ldisdodstd fimscldraocn ld

prdvdldrcnd staocnctd prcm rd$uncnd afdstir aftd mirkatcvd. 1d rd$una, cmfanfarda rd$uncnir ld frdlctard sddxprcka cm mdrdspdftarda kasurcnir ld pruldmta, fard prdsupum*+. amancza prigumla a sctuatcdc gcmamfcard sc a frdlcocnctatcc sincfctamtunuc ld frdlct?. dvanuarda fapafctatcc ld rakoursard a frdlctunuc

6. fimstctucrda privczcimdnir dtf._dfikamlarcnd kdtilcfi"stccmtcgcfd fard mu au gist cmfnusd cm mirkdnd ld lrdpt, mu pit gc rdfumisfutd

7/23/2019 Analiza Comparativ a art. 238 si 239 din CP al RM. Dobndirea creditului prin nelciune. nclcarea regulilor de

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fa rd$unc ld frdlctard, cmlcgdrdmt ld faraftdrun fimscldrarcc vanircc afdstir rdfikamlarc cm nctdraturastccmtcgcfa.

mgraftcumda dstd katdrcana ' lcm kikdmtun prilufdrcc laumdc cmstctutcdc gcmamfcard cm karckd kac kardsau d$ana fu %&& umctatc fimvdmtcimand.

'atura su cdftc#a ' cmtdmtcd lcrdfta sau cmlcrdfta. Kitcvdnd ld rd$una dstd ' cmtdrdsun katdrcan,razoumard, fimfurdmta mdnicana dtf.

Vu cdftun* + pdrsiama gczcfa rdspimsaocna fd a atcms varsta ld +< amc fd ard fanctatda spdfcana ldgumftcimar an oamfcc, ckputdrmcfct fu lrdptun ld a afirla frdlctd ? pdrsiama #urclcfa fard ldsgasiaraaftcvctatda ld cmtrdprcmzatir. m prcvcmta pdrsiamdc gczcfd fa suocdft an cmgraftcumcc, dstd mdfdsara

prdzdmta a fdn putcm trdc pdrsiamd cmtrd fard sa dxcstd i cmtdnd$drd prdanaocna. fdasta rdzunta lcm prdvdldrcnd pft. 6.% an _d`unakdmtunuc mr. 1(6 lcm &(.1&.133% an OMK fu prc crd na aftc ctatda ldfrdlctard a !amfcnir fard ipdrda)a cm _K , cm fimgirkctatd fu fard, cm prifdsun ld aprioard, lrdptun lda nua ldfczcc rdgdrctir na fdrdrcnd ld afirlard a frdlctdnir sd atrcoucd umuc fikctdt spdfcan ld frdlct,fimstctuct lcmtr"um mukar ckpar ld kdkorc, mu kac putcm ld trdc pdrsiamd suka kaxckana a umucfrdlct, fard piatd gc afirlat gara aprioarda ld fatrd fikctdtun spdfcan ld frdlct na mcvdn ld gcncana, dstdldtdrkcmata cm prdvdldrcnd pinctcfcc $dmdrand ld frdlctard a oamfcc ircfd tramzaftcd ld frdlct piatd gccmf-dcata mukac fu avczun a fdn putcm trdc pdrsiamd.

mgraftcumda prdvazuta na art. ?63 Filun Xdman an _K prdvdld sc liua varcamtd a$ravamtd, cm spdfcan*a a fauzat cmstctutcdc gcmamfcard laumd cm pripirtcc ldisdoct ld karc (atumfc faml vaniarda laumdcfauzatd cmstctutcdc gcmamfcard, cmfnuscv girka vdmcturcnir ratatd, ldpasdstd %&&& umctatc fimvdmtcimand

o a fimlus na cmsinvaocnctatda cmstctutcdc gcmamfcard (sctuatca ldoctirunuc faraftdrczata prcm cmfapafctatdanuc ld a"sc dxdfuta ionc$atccnd pdfumcard sfaldmtd, cmfnuscv ionc$atccnd gcsfand .

)i"paratca fi"pimdmtdnir ld cmgraftcumd amanc6atd "ac sus.

* cdftun ?urclcf2a art. ?6: ' dstd fikpndx.Xrcmfcpan ' rdnatccnd sifcand rdgdrctiard na iotcmdrda nd$ana a frdlctunuc.7dfumlar ' rdnatccnd sifcand fu prcvcrd na pisdsca frdlctunuc

o art. ?63 ' ld rd$una, sumtdk cm prdzdmta liar a umuc iocdft #urclcf._d$una 2dmdrana (iocdftun #urclcf prcmfcpan ' rdnatccnd sifcand prcvctiard na afirlarda nd$ana afrdlctunuc.5xfdptca (cm fazun a$ravamtdc ld na ancm. ? iocdftun #urclcf spdfcan ' rdnatccnd sifcand fard apar sc sdldzvinta cm nd$atura fu dxdrfctarda, cm tdkdcun !d$cc, a aftcvctatcc ld cmtrdprcmzatir sc prcm fard sumtasc$uratd cmtdrdsdnd nd$ctckd and frdlctircnir cm fimlctccnd ld cmsinvaocnctatd.

* cdftun "atdrcan2a art. ?6: ' mu dxcsta

o art. ?63 ' oamcc afirlatc fu tctnu ld frdlct.

-cftc"a *a art. ?6: o art. ?63 " 5std afddasc. 0cftcka " cmstctutca gcmamfcara, fard fimgirk Nd`cc cmstctutccnir

gcmamfcard ' pdrsiama #urclcfa fard affdpta ldpizctd sau df-cvandmtd and afdstira, mdtramsgdraocnd prcmmcfc um cmstrukdmt ld pnata, sc fard utcnczdaza titan sau partcan afdstd kc#niafd pdmtru a afirla frdlctdsau a gafd cmvdstctcc pd priprcun fimt sc rcsf.

'atura i cdftc#a2

a art. ?6: ' +. >apta prd#ulcfcaocna (aftcumda ld prdzdmtard a umir cmgirkatcc gansd ?. ;rkarcnd prd#ulcfcaocnd (laumd cm karckd kac kard sau d$ana fu %&& umctatc fimvdmtcimand 6. !d$atura fauzana8. Kc#nifun ld savarscrd a cmgraftcumcc (prdzdmtarda cmgirkatccnir gansd ld fatrd gaptuctir .

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o art. ?63 ' +. >apta prd#ulcfcaocna (aftcumda ld afirlard a umuc frdlct sc aftcumda sau cmaftcumda ldcmfanfard a rd$uncnir ld frdlctard ?. ;rkarcnd prd#ulcfcaocnd (laumd cm karckd kac kard sau d$ana fu%& umctatc fimvdmtcimand 6. !d$atura fauzana.

sdkamarcnd* +. ;rkarcnd prd#ulcfcaocnd ?. !d$atura fauzana (cmgraftcumc katdrcand1disdocrcnd* +. >aptdnd prd#ulcfcaocnd sumt lcgdrctd ?. m fazun cmgraftcumcc ld na art. ?6: dstd mdvicd ld

prdzdmta kc#nifunuc ld savarscrd a cmgraftcumcc, alcfa prdzdmtarda cmgirkatccnir gansd ld fatrd gaptuctir.kodnd cmgraftcumc sumt katdrcand ' sumt fimsukkatd lcm kikdmtun prilufdrcc laumdc cmstctutcdc

gcmamfcard cm karckd kac kard sau d$ana fu %&& umctatc fimvdmtcimand.

'atura su cdftc#a2a art. ?6: ' cmtdmtcd lcrdfta

o art. ?63 ' cmtdmtcd lcrdfta sau cmlcrdfta.

Kitcvun cm fazun akodnir cmgraftcumc ld rd$una dstd cmtdrdsun katdrcan.

m fazun cmgraftcumcc prdvazutd na art. ?6: dstd mdvicd ld prdzdmta umuc sfip spdfcan antdrmatcv*+. otcmdrda umuc frdlct (prckcrda nuc cm oaza lifukdmtatcdc ld frdlct, cmlcggdrdmt ld girka (mukdrar

sau vcrakdmt?. Ka#irarda pripirtcdc frdlctunuc (sd atdsta ld dx* cm fazun cm fard um gumftcimar an oamfcc, fard

prdtcmld fa s"a fimfdlcat, sincfcta ld na oamfa lata um frdlct, a faruc karckd ldpasdstd nckctdnd staocnctdcm _d`unakdmtun mr. 66/83-81 lcm 1:.83.1337 an OMK fu prc crd na afirlarda frdlctdnir ld fatrd!amfc gumftcimarcnir sac' .6. otcmdrda umuc frdlct cm fimlctcc avamta#iasd (ari$arda ld apartdmdmta na i fatd$ircd amukcta ld

odmdgcfcard ld frdlctd, nd$ankdmtd avamta#atc (ld dx* cm oaza Nd`cc _K prc cml afirlarda ld frdlctd prdgdrdmtcand pd tdrkdm num` umir fatd`ircc ld tcmdrc stulcisc" aliptatd ld #arnakdmtun _K na1$.8%.&888'.

Vu cdftun2

a art. ?6: ' +. Xdrsiama gczcfa rdspimsaocna fd a atcms varsta ld +< amc ?. Xdrsiama #urclcfa, fu dxfdptcaautirctatcnir puoncfd (cmfnuscv cmstctutccnd gcmamfcard . o art. ?63 ' +. Xdrsiama gczcfa rdspimsaocna fd a atcms varsta ld +< amc sc ard fanctatda spdfcana ldgumftcimar an oamfcc, ckputdrmcfct fu lrdptun ld a afirla frdlctd ?. Xdrsiama #urclcfa, fu dxfdptcaautirctatcnir puoncfd (cmfnuscv cmstctutccnd gcmamfcard .

sdkamarcnd* +. 0arsta kcmcka cm fazun akodnir cmgraftcumc pdmtru pdrsiama gczcfa dstd ld +< amc ?.dstd susfdptcocna ld a gc trasa na raspumldrda pdmana sc pdrsiama #urclcfa.1disdocrda* m fazun cmgraftcumcc prdvazutd na art. ?6: dstd mdvicd ld prdzdmta fanctatcc spdfcand na

pdrsiama gczcfa, sc amukd sa gcd gumftcimar an oamfcc, ckputdrmcfct fu lrdptun ld a afirla frdlctd.

mgraftcumda ld na art. ?63 prdvdld sc liua varcamtd a$ravamtd*a a fauzat cmstctutcdc gcmamfcard laumd cm pripirtcc ldisdoct ld karc (atumfc faml vaniarda laumdcfauzatd cmstctutcdc gcmamfcard, cmfnuscv girka vdmcturcnir ratatd, ldpasdstd %&&& umctatc fimvdmtcimand

o a fimlus na cmsinvaocnctatda cmstctutcdc gcmamfcard (sctuatca ldoctirunuc faraftdrczata prcm cmfapafctatdanuc ld a"sc dxdfuta ionc$atccnd pdfumcard sfaldmtd, cmfnuscv ionc$atccnd gcsfand .