bilantSituatia activelor, datoriilor si a capitalurilor propriiSold laDenumirea elementuluiNr.Rd.12/31/1212/31/1112/31/1012/31/0912/31/08AACTIVXXXXXACTIVE NECORPORALEXXXXXI. Imobilizari necorporaleXXXXX01. Cheltuieli de constituire1000002. Cheltuieli de dezvoltare2000003. Concesiuni, brevete. Licente, marci , drepturi si valori similare31,675,8513,799,3074,867,1311,944,6882,079,0554. Fondul comercial4000005. Avansuri si imobilizari necorporale in curs de executie5332,643001,918,00106. Alte imobilizari necorporale600000TOTAL (rd.01 la 06)72,008,4943,799,3074,867,1313,862,6892,079,055BPLASAMENTEXXXXXI. Plasamente in imobilizari corporale si in cursXXXXX1. Terenuri si constructii814,250,24721,101,84722,513,16823,646,05932,019,5432. Avansuri si plasamente in imobilizari corporale in curs de executie9000023,494TOTAL (rd.08+rd.09)1014,250,24721,101,84722,513,16823,646,05932,043,037II. Plasamente detinute la societatile afiliate si sub forma de interese de participare si alte plasamente in imobilizari financiareXXXXX1. Titluri de participare detinute la societatile afiliate11542,810,627563,811,243588,840,716530,112,840210,112,8402. Titluri de creanta si imprumuturi acordate societatilor afiliate12000003. Participari la societatile in care exista interese de participare1330,00030,00030,00030,00030,0004. Titluri de creanta si imprumuturi acordate societatilor in care exista interese de participare1400005. Alte plasamente in imobilizari financiare151,036,312970,0921,338,6851,191,9811,074,968TOTAL (rd.11 la 15)16543,876,939564,811,335590,209,401531,334,821211,217,808III. Alte plasamente financiareXXXXX1. Actiuni, alte titluri cu venit variabil si unitati la fondurile comune de plasament174,940,7593,644,77710,176,49913,844,2283,611,0102. Obligatiuni si alte titluri cu venit fix18544,211,184524,427,917458,342,741364,991,200264,900,9193. Parti in fonduri comune de investitii19000004. Imprumuturi ipotecare20000005. Alte imprumuturi21000006. Depozite la institutiile de credit2224,554,80226,963,60472,862,511120,360,914112,240,9957. Alte plasamente financiare2300000TOTAL (rd.17 la 23)24573,706,745555,036,298541,381,751499,196,342380,752,924IV. Depozite la societatile cedente2500000CPLASAMENTE AFERENTE ASIGURARILOR DE VIATA PENTRU CARE EXPUNEREA LA RISCUL DE INVESTITII ESTE TRANSFERATA CONTACTANTILOR26218,581,090192,390,537193,216,966166,513,675131,952,597TOTAL PLASAMENTE (rd.10+16+24+25+26)271,350,415,0211,333,340,0171,347,321,2861,220,690,897755,966,366DPARTEA DIN REZERVELE TEHNICE AFERENTE CONTRACTELOR CEDATE IN REASIGURAREXXXXXI. Partea din rezervele tehnice aferente contractelor cedate in reasigurare la asigurari generaleXXXXX1. Partea din rezerva de prime aferenta contractelor cedate in reasigurare2861,263,61667,922,35974,306,459302,686,368335,681,1982. Partea din rezerva pentru participare la beneficii si risturnuri aferenta contractelor cedate in reasigurare29000003. Partea din rezeva de daune aferenta contractelor cedate in reasigurare30151,836,995118,348,194180,438,899201,155,708201,790,2064. Partea din alte rezerve de daune aferenta contractelor cedate in reasigurare00000a)Partea din rezerva pentru riscuri neexpirate aferenta contractelor cedate in reasigurare3100000b) Partea din rezerva de catastrofa aferenta contractelor cedate in reasigurare3200000c) Partea din alte rezerve tehnice aferenta contractelor cedate in reasigurare3300000TOTAL (rd.28 la 33)34213,100,611186,270,553254,745,358503,842,076537,471,404II. Partea din rezervele tehnice aferente contractelor cedate in reasigurare la asigurari de viataXXXXX1. Partea din rezerva matematica aferenta contractelor cedate in reasigurare35000002. Partea din rezerva de prime aferenta contractelor cedate in reasigurare361,549,9861,410,9411,283,6001,540,1701,492,7913. Partea din rezerva pentru participare la beneficii si risturnuri aferenta contractelor cedate in reasigurare37000004. Partea din rezerva de daune aferenta contractelor cedate in reasigurare381,145,101818,319441,290830,48724,2445. Partea din alte rezerve tehnice aferenta contractelor cedate in reasigurare3900000TOTAL (rd.35 la 39)402,695,0872,229,2601,724,8902,370,6571,517,035III. Parte din rzeerva matematica aferenta asigurarilor de viata pentru care expunere la riscul de investitii este transferata contractantilor cedata in reasigurare4100000TOTAL (rd.34+40+41)42215,795,698188,499,813256,470,248506,212,733538,988,439ECREANTEXXXXXSume de incasat de la societatile afiliate4317,000,6160021,374,624324,730,212Sume de incasat din interese de participare4400000TOTAL (rd.43+44)4517,000,6160021,374,624324,730,212I. Creante provenite din operatiuni de asigurare directaXXXXX1. Asigurati46235,694,843264,596,361321,535,582439,861,755484,285,7562. Intermediari in asigurari474,841,5872,493,830216,152220,58350,5723. Alte creante provenite din operatiuni de asigurare directa4800000TOTAL (rd.46 la 48)49240,536,430267,090,191321,751,734440,082,338484,336,328II.Creante provenite din operatiuni de reasigurare5067,724,85969,956,75453,238,724202,689,759266,179,359III. Alte creante5121,136,09630,571,45532,170,82333,286,30940,028,203IV. Creante privind capitalul subscris si nevarsat5200000FALTE ELEMENTE DE ACTIVXXXXXI.Imobilizari corporale si stocuriXXXXX1. Instalatii tehnice si masini531,797,0284,066,93814,281,58115,640,21217,307,8372. Alte instalatii, utilaje si mobilier54556,817725,0181,101,9741,255,1571,963,6583. Avansuri si imobilizari coporale in curs de eexcutie55420,5790252,508780,007289,866TOTAL (rd.53 la 55)562,774,4244,791,95615,636,06317,675,37619,561,361StocuriXXXXX4. Materiale consumabile57778,5731,470,9101,943,2962,601,0962,358,7835. Avansuri pentru cumparari de stocuri5800000TOTAL (rd.57+58)59778,5731,470,9101,943,2962,601,0962,358,783II. Casa si conturi la banci6018,194,67213,292,94312,949,49521,173,03022,943,986III. Alte elemente de activ610000268GCHELTUIELI IN AVANSXXXXXI. Dobanzi si chirii inregistrate in avans62183,580223,908225,321485,830365,348II. Cheltuieli de achizitie reportate TOTAL (rd.64+65)6352,326,29251,018,56056,027,32968,717,56071,814,5501. Cheltuieli de achizitie reportate privind asigurarile generele6450,753,10149,495,16253,255,05766,206,90167,944,1602. Cheltuieli de achizitie reportate privind asigurarile de viata651,573,1911,523,3982,772,2722,510,6593,870,390III. Alte cheltuieli inregistrate in avans661,070,215863,4751,978,048956,191585,243TOTAL (rd.62+63+66)6753,580,08752,105,94358,230,69870,159,58172,765,141TOTAL ACTIV681,984,944,9701,964,919,2892,104,579,4982,539,808,4322,529,937,501PASIVXXXXXACAPITAL SI REZERVE XXXXXI. Capital XXXXXCapital social din care:6994,393,89094,393,89094,393,89066,638,50566,638,505capital subscris varsat7094,393,89094,393,89094,393,89066,638,50566,638,505II. Prime de capital71321,887,328321,887,328321,887,328321,887,328321,887,328III. Rezerve din reevaluare7212,415,03118,449,76118,968,81818,903,18426,445,772IV. RezerveXXXXX1. Rezerve legale7314,288,91914,288,91912,800,58312,800,58310,377,4562. Rezerve statutare sau contractuale74000003. Rezerve reprezentand surplusul realizat din rezerve din reevaluare756,815,9905,247,1164,728,0594,726,4414,510,2634. Alte rezerve7678,015,20659,305,95271,349,66960,167,66227,248,3315. Actiuni proprii7700000TOTAL (rd.73 la 76 -77)7899,120,11578,841,98788,878,31177,694,68642,136,050V. Rezultatul reportatXXXXX1. Rezultatul reportat reprezentand profitul nerepartizat sau pierderea neacoperitaC 7929,628,27251,452,60570,354,55177,101,25463,161,948D 800006,792,51513,494,3402. Rezultatul reportat provenit din adoptarea pentru prima data a IAS mai putin IAS 29C 811,446,3101,446,3101,446,3101,446,3101,446,310D 826,2286,2286,2286,2286,2283. Rezultatul reportat provenit din corectarea erorilor contabileC 836,230,0890000D 84044,849,43244,849,43246,665,26546,665,2654. Rezultatul reportat provenit din trecerea la aplicarea reglementarilor contabile conforme cu Directivele EuropeneD 8500000BC 861,295,7861,295,7861,295,7861,295,7861,295,786CVI. Rezultatul exercitiuluiD 87024,513,43418,901,94600C 88 42,742,2550029,650,79822,979,259VII. Repartizarea profitului8901,488,33601,849,6011,764,602TOTAL90521,076,766543,345,533530,875,816536,712,670481,468,951DATORII SUBORDONATE9100000REZERVE TEHNICEXXXXXI. Rezerve tehnice privind asigurarile generale92910,252,742857,384,694993,781,6521,077,450,2281,095,232,9751. Rezerva de prime privind asigurarile generale93395,544,629403,953,127475,406,867607,825,282650,651,8342. Rezerva pentru participare la beneficii si risturnuri privind asigurarile generale94000003. Rezerve daune privind asigurarile generale95496,550,233435,273,687500,216,905451,467,066426,423,261a) Rezerva de daune avizate96399,561,378327,824,446381,290,460329,026,147309,996,149b) Rezerva de daune neavizate9796,988,855107,449,241118,926,445122,440,919116,427,1124. Alte rezerve tehnice pentru asigurarile generale9818,157,88018,157,88018,157,88018,157,88018,157,880a) Rezerva pentru riscuri neexpirate9900000b) Rezerva de catastrofa10018,157,88018,157,88018,157,88018,157,88018,157,880c) Alte rezerve tehnice10100000II. Rezerve tehnice privind asigurarile de viata10289,341,39875,712,02063,057,36559,968,16349,533,8451. Rezerve matematice10344,242,33336,705,22330,848,59326,695,51621,401,7412. Rezerva de prime asigurari de viata10432,564,62227,689,53923,017,52023,289,31423,775,5783. Rezerva pentru participare la beneficii si risturnuri privind asigurarile de viata1052,755,5122,336,3101,760,2591,180,084542,7554. Rezerva de daune privind asigurarile de viata1069,778,9318,980,9487,430,9938,803,2493,813,771Da) Rezerve de daune avizate1073,505,3322,972,7752,193,0714,985,8781,353,754Eb) Rezerva de daune neavizate1086,273,5996,008,1735,237,9223,817,3712,460,0175. Alte rezerve tehnice privind asigurarile de viata10900000III. Rezerva de egalizare11000000TOTAL (rd.92+102+110)111999,594,140933,096,7141,056,839,0171,137,418,3911,144,766,820REZERVA MATEMATICA AFERENTA ASIGURARILOR DE VIATA PENTRU CARE EXPUNEREA LA RISCUL DE INVESTITII ESTE TRANSFERATA CONTRACTATILOR112218,581,090192,390,155193,216,967166,513,676131,964,878FPROVIZIOANEXXXXXG1. Provizioane pentru pensii si alte obligatii similare113000002. Provizioane pentru impozite1140001,575,74403. Alte provizioane11521,855,35317,367,99714,502,83212,856,6099,546,967TOTAL (rd.113 la 115)11621,855,35317,367,99714,502,83214,432,3539,546,967DEPOZITE PRIMITE DE LA REASIGURATORI11700000DATORII XXXXXSume datorate societatilor afiliate11800000Sume datorate privind interesele de participare11900000I. Datorii provenite din operatiuni de asigurare directa1201,310,809912,2491,173,8511,757,4131,348,632HII. Datorii provenite din operatiuni de reasigurare121121,809,417166,262,040191,178,181473,734,599543,965,284III. Imprumuturi din emisiuni de obligatiuni12200000IV. Sume datorte institutiilor de credit12300000V. Alte datorii, inclusiv datorii fiscale si datorii pentru asigurarile sociale12470,022,97375,231,09279,390,617107,431,700116,801,109TOTAL (rd.118 la 124)125193,143,199242,405,381271,742,649582,923,712662,115,025VENITURI IN AVANSXXXXXI. Subventii pentru investitii12600000II. Venituri inregistrate in avans12730,964,42236,313,50937,402,217101,807,630100,074,860TOTAL (rd.126+127)12830,964,42236,313,50937,402,217101,807,630100,074,860TOTAL PASIV1291,984,944,9701,964,919,2892,104,579,4982,539,808,4322,529,937,501Capital propriu521,076,766544,833,869568,679,708486,053,190450,769,375Rezerve tehnice1,218,175,2301,125,486,8691,250,055,9841,303,932,0671,276,731,6981Lichiditatea1.3711.4731.3161.4291.220>1Active lichide589,431,038566,506,853549,242,997513,447,258401,891,405Partea cedata in reasigurare-152,982,096-119,166,513-180,880,189-201,986,195-201,814,450Rezerva de daune, neta de reasigurare353,347,068325,088,122326,767,709258,284,120228,422,582Oblig. Asigurator pe termen scurt429,838,116384,671,379417,207,804359,277,218329,329,8072Solvabilitate2012201120102009200820072006Rezerva de daune neta de reasigurare344,713,238.00316,925,494.00319,778,006.00250,311,358.00224,633,055.00220,143,952.00170,091,569.00e11.0880.9911.2781.1141.020e= min(1;e1)10.991111y4139,241,473139,241,473139,241,473139,241,473139,241,473y5139,241,473137,988,300139,241,473139,241,473139,241,473B14271,479,310264,797,610262,658,240259,188,660244,292,760Rezerva de daune 496,550,233435,273,687500,216,905451,467,066426,423,261400,375,310278,946,229b1 0.6853273460.63953996930.5766767640.5437745840.5560673457b= max(0.5;b1)0.6853273460.63953996930.5766767640.5437745840.5560673457CURS BNR20122011201020092008B128,590,69925,607,63823,182,58426,437,72139,132,5184.42874.31974.28484.22823.9852B2778,057,223786,494,692915,621,6001,171,812,9331,173,227,409B3=B400000B500000B6-780695937837-396598443828547007419B7=B800000B11820,162,577825,843,986946,429,4921,215,852,3691,238,933,605Suma B806,647,922812,102,330938,804,1841,198,250,6541,278,805,131B1/SUMA B (pondere 11,12,13)3.5443.1532.4692.2063.060Aproximare B1/SUMA B3.53.22.52.23.1Pondere restul claselor96.5096.8097.5097.8096.90Variatia rezervei de prime (+/-) (ct tehnic al asig. generale)-8,408,498-71,453,740-132,418,415-42,826,55281,561,635B9-294,297-228,651,968-331,046,038-94,218,414252,841,069B10-8,114,201-6,916,722,032-12,910,795,463-4,188,436,7867,903,322,432B12828,718,2238,085,543,97014,353,794,0115,545,616,776-7,043,650,429B13= max (B11;B12)828,718,2238,085,543,97014,353,794,0115,545,616,7761,238,933,605min (B13,B14)271,479,310264,797,610262,658,240259,188,660244,292,760B13-B14557,238,9137,820,746,36014,091,135,7715,286,428,116994,640,845max (B13-B14;0)557,238,9137,820,746,36014,091,135,7715,286,428,116994,640,845y194,591,966830,751,5401,327,429,295485,309,277112,945,748C12189,991,230185,315,130183,817,920181,389,780170,965,080C1 8,145,47910,647,0029,015,3076,807,7393,418,304C2547,439,079565,432,979756,329,737934,567,808753,630,583C3=C400000Suma c555,584,558576,079,981765,345,044941,375,547757,048,887C1/SUMA C (pondere 11,12,13)1.4661.8481.1780.7230.452Aproximare C1/SUMA C1.51.81.20.70.5Pondere restul claselor98.598.298.899.399.5Rezerva de daune ( 9. Rezerve tehnice)496,550,233435,273,687500,216,905451,467,066426,423,261C57,448,2537,834,9266,002,6033,160,2692,132,116C6489,101,980427,438,761494,214,302448,306,797424,291,145Venituri nete din recuperari si regres (28. Alte venituri si cheltuieli tehnice)55,551,15327,661,266---C7833,267497,903---C854,717,88627,163,363---Pondere n-2 (anexe CSA)1.180.720.44--Aproximare pondere n-21.180.720.44--Pondere restul claselor98.8299.2899.56C95,902,5593,250,5631,876,262C10494,314,346448,216,503424,546,999C11500,795,686539,592,067c0.33333333330.3333333333c* C11166,931,895179,864,022 min (c*C11;C12)166,931,895179,864,022max (c*C11-C12;0)00y229,744,77829,907,860y3= max(y1;y2)94,591,966830,751,540y=max(y3;y5)139,241,473830,751,540x marja de solv disponibila465,176,900gs3.343Adecvarea capitaluluiFS1 46,413,824276,917,180FS216,386,19015,982,890FS=max (FS1;FS2)46,413,824276,917,180

cont tehnic AGContul tehnic al asigurarilor generaleSold laDenumirea indicatorilorDenumirea elementuluiNr.Rd.12/31/1212/31/1112/31/1012/31/0912/31/081. Venituri din prime, nete de reasigurareXXXa) venituri din prime brute subscrise (+)1806,647,923812,102,329938,804,1831,198,250,6551,278,805,131b) prime cedate in reasigurare (-)2157,066,205152,605,142136,033,672612,060,767670,484,976c) variatia rezervei de prime (+/-)3-8,408,498-71,453,740-132,418,415-42,826,55281,561,635d) variatia rezervei de prime cedate in reasigurare (+/-)4-6,658,744-6,384,100-228,379,909-32,994,83143,821,855TOTAL (rd.1-2-3+4)5651,331,472724,566,827706,809,017596,021,609570,580,3752. Cota din venitul net (diferenta intre veniturile si cheltuielile din plasamente) al plasamentelor transferata din contul netehnic (+)6000003. alte venituri tehnice, nete de reasigurare (+)7104,848,15249,281,983135,132,643231,259,676271,805,2294. Cheltuieli cu daunele, nete de reasigurareXXXXXa) daune platite ( rd 9-10):8504,814,686507,410,369493,636,645444,868,990379,985,655sume brute9555,584,558576,079,981765,345,046941,375,546757,048,887partea reasiguratorilor (-)1050,769,87268,669,612271,708,401496,506,556377,063,232b) variatia rezervei de daune, nete de reasigurare (+/-)1127,780,687-2,852,74969,426,28525,631,7524,489,690TOTAL (rd. 8+11)12532,595,373504,557,620563,062,930470,500,742384,475,3455. Variatia altor rezerve tehnice, nete de reasigurare, din care:XXXXXa) Variatia rezervei pentru riscuri neexpirate (+/-)1300000b) Variatia rezervei de catastrofa (+/-)1400000c) Variatia altor rezerve tehnice (+/-)1500000TOTAL (rd.13+14+15)16000006. Variatia rezervei pentru participare la beneficii si risturnuri (+/-)17000007. Cheltuieli de exploatare neteXXXXXa) cheltuieli de achizitie18193,317,522190,430,764191,995,133227,723,414235,784,269b) variatia sumei cheltuielilor de achizitie reportate (+/-)19-1,401,4313,381,06313,200,9501,547,978-10,528,709c) cheltuieli de administrare 20100,524,411105,123,364125,105,855108,128,22397,669,567d)comisioane primite de la reasiguratori si participari la beneficii (-)2140,868,00246,836,03684,586,454164,663,158153,625,596TOTAL (rd 18+19+20-21)22251,572,500252,099,155245,715,484172,736,457169,299,5318. Alte cheltuieli tehnice, nete de reasigurare2350,146,62921,551,79387,756,855184,562,603269,554,9539. Variatia rezervei de egalizare (+/-)24000010. Rezultat tehnic al asigurarii generaleXXXXXProfit (rd. 5+6+7-12-16-17-22-23-24)25000019,055,775Pierdere (rd.12+16+17+22+23+24-5-6-7)2678,134,8784,359,75854,593,609518,5170

I. Indicatori primari (valoare absoluta)201220112010200920081. CA venituri din prime brute subscrise (+) - asigurari generale1806,647,923812,102,329938,804,1831,198,250,6551,278,805,131 Variatie -indici cu baza in lant AG-0.672-13.496-21.652-6.299-venituri din prime brute subscrise (+) - asigurari de viata193,532,57686,314,03481,594,90587,631,607105,577,722Variatie - indici cu baza in lant AV8.3635.784-6.889-16.998-CA900,180,499898,416,3631,020,399,0881,285,882,2621,384,382,853Variatie CA0.196-11.954-20.646-7.115-2. Daune platite (Indemnizatii de asigurari)Daune platite AG (cont tehnic AG rd.9)555,584,558576,079,981765,345,044941,375,547757,048,887Variatie daune platite AG-3.558-24.729-18.69924.348-Indemnizatii AV (cont tehnic AV rd. 17)50,603,87444,257,48646,405,60444,791,40137,754,709Variatia indemnizatii AV14.340-4.6293.60418.638-Indemnizatii totale606,188,432620,337,467811,750,648986,166,9483. Rezultatul final-42,742,25524,513,434-18,901,94629,650,79822,979,259II. Indicatori structuraliRate de structura financiara1. Rata capitalului social4.7554.8044.4852.6242.634Capital social6994,393,89094,393,89094,393,89066,638,50566,638,505TOTAL PASIV1291,984,944,9701,964,919,2892,104,579,4982,539,808,4322,529,937,5012. Rata capitalului propriu26.25127.72827.02119.13717.817Capital propriu521,076,766544,833,869568,679,708486,053,190450,769,3753. Rata rezervelor tehnice61.37157.27959.39751.34050.465Rezerve tehnice1,218,175,2301,125,486,8691,250,055,9841,303,932,0671,276,731,6984. Rata de acoperire a rezervelor tehnice112.349119.649108.81795.24061.008Val. bilant plasam.1,350,415,0211,333,340,0171,347,321,2861,220,690,897755,966,366Lichiditati18,194,67213,292,94312,949,49521,173,03022,943,986Rate de gestiune1. Rata daunei AG81.77069.63679.66378.94067.3831. Rata daunei AV59.97657.89455.48258.44638.4902. Rata cheltuielilor cu plata daunelor AG7.6992.97412.41630.96647.2422. Rata cheltuielilor cu plata daunelor AV2.68638.92339.56914.54816.7793. Rata cheltuielilor externe AG38.62434.79334.76428.98229.6713. Rata cheltuielilor externe AV46.64652.33342.22441.30738.6594. Rata combinata AG128.094107.403126.843138.888144.2974. Rata combinata AV109.308149.151137.276114.30193.9285. Rata reasigurarii (cedarii) AG19.47118.79114.49051.08052.4315. Rata reasigurarii (cedarii) AV4.7164.8615.7496.2883.693 Rate de rezultat (rentabilitatii)1. Rata rentabilitatii tehnice asigurari generale-9.686-0.537-5.815-0.0431.4901. Rata rentabilitatii tehnice asigurari de viata3.2202.2178.987-1.231-4.667Total venituri din plasamente (cont netehnic rd.13)1340,617,09539,343,34235,123,28933,565,40641,614,262Total cheltuieli cu plasamentele (cont netehnic rd.16)161611,747,0485,408,0364,802,4813,560,8059,126,646Diferenta Rf 28,870,04733,935,30630,320,80830,004,60132,487,616a) venituri din prime brute subscrise (+) asigurari generale806,647,923812,102,329938,804,1831,198,250,6551,278,805,131a) venituri din prime brute subscrise (+) asigurari de viata193,532,57686,314,03481,594,90587,631,607105,577,722Total venituri din prime brute subscrise900,180,499898,416,3631,020,399,0881,285,882,2621,384,382,8532. Rata rentabilitatii financiare3.2073.7772.9712.3332.3473. Rata rentabilitatii globale-3.2595.4586.1431.060-0.830Rezultatul exercitiului42,742,255-24,513,434-18,901,94629,650,79822,979,259rg4.748-2.729-1.8522.3061.660

cont tehnic AVContul tehnic al asigurarilor de viataSold laDenumirea indicatorilorNr.Rd.12/31/1212/31/1112/31/1012/31/0912/31/081. Venituri din prime, nete de reasigurareXXXXXa) venituri din prime brute subscrise (+)193,532,57686,314,03481,594,90587,631,607105,577,722b) prime cedate in reasigurare (-)24,410,8664,195,6504,691,0605,510,2173,899,292c) variatia rezervei de prime, neta de reasigurare (+/-)34,736,0384,544,678-15,224-533,64472,637TOTAL (rd.1-2-3)484,385,67277,573,70676,919,06982,655,034101,605,7932. Venituri din plasamenteXXXXXa) Venituri din participari la societatile in care exista interese de participare, din care:500000 venituri din plasamente la societatile afiliate600000b) Venituri din alte plasamente cu prezentare distincta a veniturilor din plasamente la societatile afiliate, din care:795,280,53971,162,28373,918,45778,067,86359,452,025venituri provenind din terenuri si constructii800000venituri provenind din alte plasamente900002,558,109c) Venituri din ajustari pentru depreciere/ pierdere de valoare a plasamentelor1000000d) Venituri provenind din realizarea plasamentelor119,950,7837,383,6776,705,9295,741,3542,558,109TOTAL (rd. 5+6+7+10+11)12105,231,32278,545,96080,624,38683,809,21762,010,1343. Plusvalori nerealizate din plasamente13000004. Alte venituri tehnice, nete de reasigurare149,415,89438,040,62238,437,23515,726,02516,239,8105. Cheltuieli cu daunele, nete de reasigurareXXXXXTOTAL (rd.16+19)1550,611,46344,910,82742,676,55148,308,54139,107,858a)sume platite ( rd.17-18):1650,140,41543,738,00543,695,64944,121,55337,643,429sume brute1750,603,87444,257,48646,405,60444,791,40137,754,709partea reasiguratorilor (-)18463,459519,4812,709,955669,848111,280b) variatia rezervei de daune (+/-) (rd.20-21)19471,0481,172,822-1,019,0984,186,9881,464,429suma bruta20798,0011,549,851-1,406,3454,993,5041,396,756partea reasiguratorilor (-)21326,953377,029-387,247806,516-67,6736. Variatia rezervelor tehnice privind asigurarile de viataXXXXXTOTAL (rd.23+26+29)228,047,6886,380,2084,703,7716,097,5176,015,646a) variatia rezervei matematice (rd 24-25)237,628,4865,804,1564,123,5965,460,1885,887,671suma bruta247,628,4865,804,1564,123,5965,460,1885,887,971partea reasiguratorilor (-)2500000b) variatia rezervei pentru participare la beneficii si risturnuri (rd27-28)26419,202576,052580,175637,329127,975suma bruta27419,202576,052580,175637,329127,975partea reasiguratorilor (-)2800000c) variatia altor rezerve tehnice (rd.30-31)2900000suma bruta3000000partea reasiguratorilor (-)31000007. Variatia rezervei matematice aferente asigurarilor de viata pentru care expunerea la riscul de investitii este transferata contractantului cedata in reasigurare (+/-)XXXXXTOTAL (rd. 33-34)3226,130,126-1,968,99624,035,10627,615,060-6,665,882suma bruta3326,130,126-1,968,99624,035,10627,615,060-6,665,882partea reasiguratorilor (-)34000008. Cheltuieli de exploatare nete:XXXXXa) cheltuieli de achizitii3528,120,99328,566,63722,566,34328,482,68133,796,585b) variatia sumei cheltuielilor de achizitie reportate36-222,992925,063-119,840342,631-492,824c) cheltuieli de administrare3713,072,54811,919,73011,686,8827,335,2957,282,609d) comisioane primite de la reasiguratori si participari la beneficii (-)381,608,255814,9931,654,9012,018,1661,306,585TOTAL (rd .35+36+37-38)3939,362,29440,596,43732,478,48434,142,44139,279,7859. Cheltuieli cu plasamente:XXXXXa) cheltuieli de gestionare a plasamentelor, inclusiv cheltuielile cu dobanzile402,497,103629,9101,304,9141,564,322359,519b) cheltuieli privind constituirea ajustarilor de valoare pentru plasamente4100000c) pierderi provenind din realizarea plasamentelor4267,105,63271,503,87653,012,58453,515,95789,638,104TOTAL (rd.40+41+42)4369,602,73572,133,78654,317,49855,080,27989,997,62310. Minusvalori nerealizate din plasamente440000011. Alte cheltuieli tehnice, nete de reasigurare452,266,73430,194,34430,436,25012,024,79817,048,15612. Cota din venitul net al plasamentelor transferata in contul netehnic460000013. Rezultatul tehnic al asigurarilor de viataXXXXXProfit (rd. 04+12+13+14-15-22-32-39-43-44-45-46)473,011,8481,913,6827,333,03000Pierdere (rd. 15+22+32+39+43+44+45+46-4-12-13-14)480001,078,3604,927,449Rate de gestiune1. Rata daunei59.97657.89455.48258.44638.4902. Rata cheltuielilor cu plata daunelor2.68638.92339.56914.54816.7793. Rata cheltuielilor externe46.64652.33342.22441.30738.6594. Rata combinata109.308149.151137.276114.30193.9285. Rata reasigurarii (cedarii)4.7164.8615.7496.2883.693 Rate de rezultat (rentabilitatii)1. Rata rentabilitatii tehnice asigurari de viata3.2202.2178.987-1.231-4.667

cont netehnicContul netehnic Sold laDenumirea indicatorilorNr.Rd.12/31/1212/31/1112/31/1012/31/0912/31/081. Rezultatul tehnic al asigurarilor generaleXXXXXProfit 1000019,055,775Pierde 278,134,8784,359,75854,593,609518,51702. Rezultatul tehnic al asigurarii de viataXXXXXXProfit33,011,8481,913,6827,333,03000Pierdere 400X1,078,3604,927,4493. Venituri din plasamenteXXXXXXa) Venituri din paricipari la societatile in care exista interese de participare500000din care venituri din plasamente la societatile afiliate600000b) Venituri din alte plasamente 734,709,22134,996,80433,564,31732,360,84538,652,466din care venituri din plasamente la societatile afiliate800000venituri provenind din terenuri si constructii9000015,680venituri provenind din alte plasamente10000038,636,786c) Venituri din ajustari pentru depreciere/pierdere de valoare a plasamentelor1100000d)Venituri provenind din realizarea plasamentelor125,907,8744,346,5381,558,9721,204,5612,961,796TOTAL (rd. 5+7+11+12)1340,617,09539,343,34235,123,28933,565,40641,614,2624. Plusvalori nerealizate din plasamente14000005. Cota din venitul net al plasamentelor transferata din contul tehnic al asigurarii de viata15000006. Cheltuieli cu plasamenteleXXXXXXTOTAL (rd.17+18+19)1611,747,0485,408,0364,802,4813,560,8059,126,646a)cheltuieli de gestionare a plasamentelor, inclusiv cheltuielile cu dobanzile179,688,1444,781,9684,750,9233,084,2664,584,226b)cheltuieli privind constituirea ajustarilor de valoare pentru plasamente180003,8530c)pierderi provenind din realizarea plasamentelor192,058,904626,06851,558472,6864,542,4207. Minusvalori nerealizate din plasamente20000008. Cota din venitul net al plasamentelor transferata in contul tehnic al asigurarilor generale21000009. Alte venituri netehnice2217,273,34310,786,55546,684,24248,440,22136,536,26510. Alte cheltuieli netehnice, inclusiv provizioanele si ajustarile de valoare2313,762,61510,945,53848,137,94137,028,62747,922,31011. Venituri din activitatea de administrare de fonduri depensii facultative240000012. Cheltuieli din activitatea de administrare de fonduri de pensii facultative250000013. Profit din activitatea de administrare de fonduri de pensii facultative260000014. Pierdere din activitatea de administrare de fonduri de pensii facultative270000015. Rezultatul curentXXXXXXProfit28031,330,247039,819,31835,229,897Pierdere2942,742,255018,393,4700016. Venituri extraordinare300000017. Cheltuieli extraordinare310000018. Rezultatul extraordinarXXXXXXProfit (rd. 30-31)3200000Pierdere (rd. 31-30)330000019. Venituri totale341,121,269,6371,088,240,8171,525,373,2971,757,815,0512,576,184,11420. Cheltuieli totale351,164,011,8921,056,910,5701,543,766,7671,717,995,7332,540,954,21721. Rezultatul brutXXXXXXProfit (rd. 34-35) (rd.28-29+32-33)36031,330,247039,819,31835,229,897Pierdere (rd. 35-34) (rd.29-28+33-32)3742,742,255018,393,4700022. Impozit pe profit3806,816,813508,47610,168,52012,250,63823. Alte impozite390000024. Rezultatul net al exercitiuluiXXXXXXProfit (rd. 36-38-39)40024,513,434029,650,79822,979,259Pierdere (rd. 37+38+39)4142,742,255018,901,94600

stocuri+rezerve+creante+casaStocuriSold laDenumirea indicatorilor12/31/1212/31/1112/31/1012/31/0912/31/08Materiale consumabile764,2161,464,6101,935,8322,596,0392,324,568Din care:asigurari generale700,0711,313,7321,558,1652,215,8992,067,517asigurari de viata64,145150,878377,667379,140257,051Materiale de natura obiectelor de inventar14,3576,3007,4645,05734,215Din care:asigurari generale14,3576,3007,4645,05734,215asigurari de viata00000TOTAL 778,5731,470,9101,943,2962,601,0962,358,783Rezerve tehniceSold laDenumirea indicatorilor12/31/1212/31/1112/31/1012/31/0912/31/08Rezerva de prime428,109,251431,642,666498,424,387631,114,596674,427,412Partea cedata in reasigurare-62,813,602-69,333,300-75,590,059-304,226,538-337,173,989Rezerva de prime, neta de reasigurare365,295,649362,309,366422,834,328326,888,058337,253,423Rezerva de daune506,329,164444,254,635507,647,898460,270,315430,237,032Partea cedata in reasigurare-152,982,096-119,166,513-180,880,189-201,986,195-201,814,450Rezerva de daune, neta de reasigurare353,347,068325,088,122326,767,709258,284,120228,422,582Rezerva matematica44,242,33336,705,22330,848,59326,695,51621,401,741Partea cedata in reasigurare00000Rezerva matematica, neta de reasiguarre44,242,33336,705,22330,848,59326,695,51621,401,741Rezerva de participare la beneficii2,755,5122,336,3101,760,2591,180,084542,755Partea cedata in reasigurare00000Rezerva de participare la beneficii, neta de reasigurare2,755,5122,336,3101,760,2591,180,084542,755Rezerva de catastrofa18,157,88018,157,88018,157,88018,157,88018,157,880Partea cedata in reasigurare00000Rezerva de catastrofa, neta de reasigurare18,157,88018,157,88018,157,88018,157,88018,157,880TOTAL783,798,442744,596,901800,368,769631,205,658605,778,381Din care:Asigurari generaleRezerva de prime395,544,629403,953,127475,406,867607,825,282650,651,834Partea cedata in reasigurare-61,263,616-67,922,359-74,306,459-302,686,368-335,681,198Rezerva de prime, neta de reasigurare334,281,013336,030,768401,100,408305,138,914314,970,636Rezerva de daune496,550,233435,273,687500,216,905451,467,066426,423,261Partea cedata in reasigurare-151,836,995-118,348,193-180,438,899-201,155,708-201,790,206Rezerva de daune, neta de reasigurare344,713,238316,925,494319,778,006250,311,358224,633,055Rezerva de catastrofa18,157,88018,157,88018,157,88018,157,88018,157,880Partea cedata in reasigurare00000Rezerva de catastrofa, neta de reasigurare18,157,88018,157,88018,157,88018,157,88018,157,880TOTAL697,152,131671,114,142739,036,294573,608,152557,761,571Asigurari de viataRezerva de prime32,564,62227,689,53923,017,52023,289,31423,775,578Partea cedata in reasigurare-1,549,986-1,410,941-1,283,600-1,540,170-1,492,791Rezerva de prime, neta de reasigurare31,014,63626,278,59821,733,92021,749,14422,282,787Rezerva de daune9,778,9318,980,9487,430,9938,803,2493,813,771Partea cedata in reasigurare-1,145,101-818,319-441,290-830,487-24,244Rezerva de daune, neta de reasigurare8,633,8308,162,6296,989,7037,972,7623,789,527Rezerva matematica44,242,33336,705,22330,848,59326,695,51621,401,741Partea cedata in reasigurare00000Rezerva matematica, neta de reasiguarre44,242,33336,705,22330,848,59326,695,51621,401,741Rezerva de participare la beneficii2,755,5122,336,3101,760,2591,180,084542,755Partea cedata in reasigurare00000Rezerva de participare la beneficii, neta de reasigurare2,755,5122,336,3101,760,2591,180,084542,755TOTAL86,646,31173,482,76061,332,47557,597,50648,016,810Creante provenite din operatiuni de asigurare directaSold laDenumirea indicatorilor12/31/1212/31/1112/31/1012/31/0912/31/08Creante aferente activitatii de asigurari265,393,728298,315,413348,144,173459,138,512499,815,833Din care:asigurari generale243,722,691274,616,670325,478,951437,226,288479,378,255asigurari de viata21,671,03723,698,74322,665,22221,912,22420,537,578Provizion pentru deprecierea creantelor-24,857,298-31,225,222-26,392,439-19,056,174-15,579,505Din care:asigurari generale-24,785,695-31,225,222-26,392,439-19,056,174-15,579,505asigurari de viata-71,6030000Creante aferente activitatii de asigurari, nete de provizion240,536,430267,090,191321,751,734440,082,338484,236,328Casa si conturi la banciSold laDenumirea indicatorilor12/31/1212/31/1112/31/1012/31/0912/31/08Numerar in caserie: lei128,223164,8053,6723,273269,335Numerar in caserie: devize75,86481,74891783775,419TOTAL CASERIE204,087246,5534,5894,110344,754Conturi la banci: lei14,642,3579,855,508231,592804,6747,695,015Conturi la banci: devize3,348,2283,190,8821,815,3175,197,01914,904,217TOTAL BANCI17,990,58513,046,3902,046,9096,001,69322,599,232TOTAL18,194,67213,292,9432,051,4986,005,80322,943,986

ch de adm+alte v si ch+titluriCheltuieli de administrareSold laDenumirea indicatorilor12/31/1212/31/1112/31/1012/31/0912/31/08Cheltuieli administrative, asigurari generale100,524,411.00105,123,364.00125,105,855.00108,128,223.0097,669,567.00Cheltuieli administrative, asigurari viata13,072,548.0011,919,730.0011,686,882.007,335,295.007,282,609.00TOTAL113,596,959.00117,043,094.00136,792,737.00115,463,518.00104,952,176.00Alte venituri si cheltuieli tehniceSold laDenumirea indicatorilor12/31/1212/31/1112/31/1012/31/0912/31/08Asigurari generaleAlte venituri tehnice, din care:venituri nete din recuperari si regres55,551,15327,661,266venituri din diferente de curs valutar49,289,59821,616,099alte venituri tehnice 7,4014,618Total alte venituri tehnice104,848,15249,281,983Cheltuieli cu diferente de curs valutar-50,146,629-21,551,793Total alte venituri tehnice-50,146,629-21,551,793TOTAL 54,701,52327,730,190Asigurari de viataAlte venituri tehnice, din care:venituri din taxe de administrare7,015,0797,379,670venituri din diferente de curs valutar2,277,50330,432,031alte venituri tehnice123,312228,921Total alte venituri tehnice9,415,89438,040,622Cheltuieli cu diferente de curs valutar-2,266,734-30,194,344Total alte venituri tehnice-2,266,734-30,194,344TOTAL7,149,1607,846,278

anexe csaPrime brute subscrise pe clase de asigurari generale (lei)Clase de asiguratiAnTotal prime brute subscriseIIIIIIIVVVIVIIVIIIIXXXIXIIXIIIXIVXVXVIXVIIXVIIIALLIANZ-TIRIAC ASIGURARI SA2012806,647,9225,767,0834,144,039401,392,8960189,6001,0595,025,891159,133,5977,431,746174,594,972379,697028,211,002-780,6955,327,2804,574,603011,255,1522011812,102,3306,403,3203,007,480430,961,1760158,5986375,744,878162,422,6077,832,624153,610,204274,322025,333,316937,8371,387,1634,289,93209,738,2362010938,804,1846,311,2702,399,224505,539,2880-79,2431,2114,885,881163,045,1724,932,745222,415,536510,44110,83922,661,304-3,965,9841,310,919008,825,58120091,198,250,6547,410,0629,788,820717,812,5650218,98452,8369,037,500178,852,23610,851,100230,465,2591,363,718160,38224,913,6214,382,854588,195002,352,52220081,278,805,1317,800,17810,397,193786,950,29802,217,46049,6729,993,906173,571,31041,361,583197,525,7346,042,027356,33432,734,1577,007,4192,729,1240068,736

Prime brute subscrise pe clase de asigurari de viata (lei)Clase de asiguratiAnTotal prime brute subscriseIIIIIIIVB1B2ALLIANZ-TIRIAC ASIGURARI SA201293,532,57649,340,137044,192,439000201186,314,03446,485,966039,828,068000201081,594,90537,901,405043,693,500000200987,631,60739,553,214048,078,3930002008105,577,72239,818,076065,759,64600020122011201020092008B128,590,69925,607,63823,182,58426,437,72139,132,518B2778,057,223786,494,692915,621,6001,171,812,9331,173,227,409B6-780,695937,837-3,965,9844,382,8547,007,419Indemnizatii brute platit pe clase de asigurari generale (lei)Clase de asiguratiAnTotal prime brute subscriseIIIIIIIVVVIVIIVIIIIXXXIXIIXIIIXIVXVXVIXVIIXVIIIALLIANZ-TIRIAC ASIGURARI SA2012555,584,558430,7402,047,375358,152,681087,8400673,62041,282,8353,199,245135,701,575008,145,4791,806,6090195,32503,861,2342011576,079,981433,4111,199,931375,249,0230110,20401,245,28127,215,7743,769,762150,862,0180010,647,002868,6790410,42904,068,4672010765,345,044658,155448,632537,951,93401,502,3660854,64141,321,1006,257,095159,711,075009,015,3073,971,2760003,653,4632009941,375,5471,206,2265,509,990654,767,055052,027,4860511,55441,937,38917,597,497154,751,451032,2026,775,5376,197,9170001,038,9842008757,048,887955,2883,242,032597,007,9850111,29701,928,01524,443,53811,257,144139,437,65158,63839,5653,320,101-25,197,202444,83500020122011201020092008C18,145,47910,647,0029,015,3076,807,7393,418,304C2547,439,079565,432,979756,329,737934,567,808753,630,583Pondere n-21.17794020760.7197485660.4385583358

Moody's20122011201020092008A. Profilul comercial1. Pozitia pe piata, marca si distributia17.34217.34217.94218.54217.9421.1 Punctaj aferent cotei de piata96.77596.77596.77596.77596.7751.1 Cota de piata38.7138.7138.7138.7138.711.2 Punctaj aferent ponderii cheltuielilor cu subscrierea80808590851.2 Cheltuielile cu subscrierea24.10421.89818.04213.47015.416Chs177,337,835175,652,498141,401,23191,415,380103,627,140a) cheltuieli de achizitie AG193,317,522190,430,764191,995,133227,723,414235,784,269b) variatia sumei cheltuielilor de achizitie reportate (+/-) AG-1,401,4313,381,06313,200,9501,547,978-10,528,709d)comisioane primite de la reasiguratori si participari la beneficii (-)AG40,868,00246,836,03684,586,454164,663,158153,625,596a) cheltuieli de achizitii AV28,120,99328,566,63722,566,34328,482,68133,796,585b) variatia sumei cheltuielilor de achizitie reportate AV-222,992925,063-119,840342,631-492,824d) comisioane primite de la reasiguratori si participari la beneficii (-)AV1,608,255814,9931,654,9012,018,1661,306,585Venituri prime AG651,331,472724,566,827706,809,017596,021,609570,580,375Venituri prime AV84,385,67277,573,70676,919,06982,655,034101,605,7931.2 Cheltuieli cu subscrierea/prime nete subscrise4848515451Pozitia pe piata, marca si distributia17.34217.34217.94218.54217.9422. Diversificarea afacerilor si diversificarea geografica9.16759.16759.16759.16759.1675Punctaj aferent diversificarii afacerilor (15 linii)83.3583.3583.3583.3583.35Punctaj aferent diversificarii geografice (41 prezente in teritoriu)100100100100100Diversificarea afacerilor41.67541.67541.67541.67541.675Diversificarea geografica5050505050Total profil comercial26.5126.5127.1127.7127.11B. Profilul financiar3. Calitatea activelor20202020203.1 Active riscante/ total active investite40404040403.2 Sume primite de la reasiguratori/Capital6060606060Sume primite de la reasiguratori/Capital17.98421.50467.937123.690110.517Punctaj aferent dependentei de reasigurare100100100100100partea reasiguratorilor (-) AG50,769,87268,669,612271,708,401496,506,556377,063,232d)comisioane primite de la reasiguratori si participari la beneficii (-) AG40,868,00246,836,03684,586,454164,663,158153,625,596partea reasiguratorilor (-) AV463,459519,4812,709,955669,848111,280d) comisioane primite de la reasiguratori si participari la beneficii (-) AV1,608,255814,9931,654,9012,018,1661,306,585TOTAL521,076,766543,345,533530,875,816536,712,670481,468,951Punctaj aferent ponderii activelor riscante in total active investite100100100100100Pondere active riscante in total active investite0.4370.3190.8821.3130.5791. Actiuni, alte titluri cu venit variabil si unitati la fondurile comune de plasament4,940,7593,644,77710,176,49913,844,2283,611,0103. Parti in fonduri comune de investitii000004. Imprumuturi ipotecare000005. Alte imprumuturi00000Active riscante4,940,7593,644,77710,176,49913,844,2283,611,010TOTAL PLASAMENTE (rd.10+16+24+25+26)1,350,415,0211,333,340,0171,347,321,2861,220,690,897755,966,366Plasamente aferente asigurarilor de viata pentru care expunerea la riscul de investitii este trasferata contractantilor 218,581,090192,390,537193,216,966166,513,675131,952,597Active investite1,131,833,9311,140,949,4801,154,104,3201,054,177,222624,013,7694. Adecvarea capitalului1515151515CURS BNR20122011201020092008Fond de siguranta15,500,45015,118,95014,996,80014,798,70013,948,2004.42874.31974.28484.22823.9852Capital social 94,393,89094,393,89094,393,89066,638,50566,638,505Rcss100100100100100Punctaj aferent adecvarii capitalului1001001001001005. Profitabilitatea: rentabilitatea capitalului01001010Profit net/ cs025.969044.49534.483Profit (rd. 36-38-39)024,513,434029,650,79822,979,259Punctaj aferent profitabilitatii010001001006. Adecvarea rezervelor: rezerve pentru pierderi/total rezerve1212121515 Alte provizioane21,855,35317,367,99714,502,83212,856,6099,546,967TOTAL (rd.92+102+110)999,594,140933,096,7141,056,839,0171,137,418,3911,144,766,820Rezerva matematica aferenta asigurarilor de viata pentru care expunerea la riscul de investitii este transferata contractantilor 218,581,090192,390,155193,216,967166,513,676131,964,878Total rezerve1,218,175,2301,125,486,8691,250,055,9841,303,932,0671,276,731,698Adecvarea rezevelor1.7941.5431.1600.9860.748Punctaj aferent adecvarii rezervelor8080801001007. Flexibilitatea financiara: acoperirea cheltuielilor financiare910101010Venituri finaciare 40,617,09539,343,34235,123,28933,565,40641,614,262Cheltuieli finaciare11,747,0485,408,0364,802,4813,560,8059,126,646Acoperirea cheltuielilor financiare245.8627.5631.4842.6356.0Punctaj aferent flexibilitatii financiare90100100100100Total profil financiar5667577070TOTAL82.5193.5184.1197.7197.11